Privacy Policy

Last Updated: December 2024

This Privacy Policy describes how My Ledger ("we", "our", or "us") collects, uses, and protects your information when you use our mobile application (the "App").

1. Information We Collect

My Ledger is designed with your privacy in mind. We collect and store the following types of information:

1.1 Financial Data

• Transactions: Income, expenses, payments, and receipts you record
• Contacts: Names and information of people or businesses you have financial relationships with
• Categories: Custom expense and income categories you create
• Payment Methods: Payment methods such as cash, credit cards, bank accounts you configure
• Recurring Transactions: Scheduled transactions you set up

1.2 App Usage Data

• Language Preference: Your selected language setting
• App Settings: Your application preferences and configurations

1.3 Advertising Data

We use Google AdMob to display advertisements in our app. AdMob may collect certain information for advertising purposes, including:

• Device identifiers (such as advertising ID)
• General location information
• App usage data for ad personalization

For more information about how Google uses data, please visit: Google Privacy Policy

2. How We Store Your Data

All your financial data is stored locally on your device using SQLite database. We do not transmit, upload, or sync your financial data to any external servers. Your data remains private and under your control.

3. How We Use Your Information

We use the information we collect to:

• Provide and maintain the App's core functionality
• Generate financial reports and summaries
• Display personalized advertisements through AdMob
• Improve user experience and app performance
• Remember your preferences and settings

4. Data Sharing and Disclosure

We do not sell, trade, or rent your personal financial data to third parties.

We may share limited information only in the following circumstances:

• Advertising Services: We use Google AdMob, which may collect and use data according to their privacy policy for ad serving purposes
• Legal Requirements: If required by law or to protect our rights and safety

5. Data Security

We implement appropriate technical measures to protect your data:

• All data is stored locally on your device
• No data is transmitted over the internet except for advertising purposes
• We use secure storage mechanisms provided by the operating system

Important: Since data is stored locally, if you uninstall the app or lose your device, your data may be lost. We recommend regularly backing up your device.

6. Your Rights

You have the following rights regarding your data:

• Access: You can view all your data within the app
• Modify: You can edit or delete any data you've entered
• Delete: You can delete the app and all associated data by uninstalling it
• Export: You can export your reports in HTML format

7. Children's Privacy

Our App is not intended for children under the age of 13. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us.

8. Third-Party Services

Our App uses the following third-party services:

• Google AdMob: For displaying advertisements. See Google's Privacy Policy
• Google Play Services: For app functionality and updates

These services have their own privacy policies, and we encourage you to review them.

9. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date.

You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

10. Contact Us

If you have any questions about this Privacy Policy, please contact us:

11. Consent

By using our App, you consent to our Privacy Policy and agree to its terms.

This Privacy Policy is effective as of December 2024 and will remain in effect except with respect to any changes in its provisions in the future, which will be in effect immediately after being posted on this page.